My daily commute by bicycle is the best health insurance I can think of. No insurance policy can guarantee my health in the future, at best insurance can only cover the medical cost when my body goes wrong. Such scenario is far from desirable, I don’t want to get pay because of getting sick, I want my health.

On the contrary, pedaling my bike is promoting the critical circulation systems in my body, bringing the essentials to where they are needed and at the same time, carrying the waste out of my body (sweating is good for me!). Statistically speaking, my body condition is similar to those 10 years younger. I can enjoy different types of food, I can enjoy to play catching with my kids while others of my age would rather watch.

I believe the idea of insurance has been over sold. Many are concern that they don’t have enough to cover their old age medical bills because that’s what statistic suggested. But most people do not relate this to another piece of statistic, which shows nowadays 6 out of 10 are slowly losing their condition due to lack of exercise. The minority practicing daily exercise is belongs to another group, which stays fit and require less medical care. Therefore as long as I keep cycling everyday, I am not too worry.